Generated by All in One SEO v4.9.3, this is an llms.txt file, used by LLMs to index the site. # Nithio Unlocking billions in investment to build climate resilience ## Sitemaps - [XML Sitemap](https://nithio.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Nithio Expands Its Portfolio with SPIRO](https://nithio.com/nithio-expands-its-portfolio-with-spiro/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://nithio.com/wp-content/uploads/2026/01/Swap-Executive-with-Rider-scaled.jpg” alt=”Spiro” title_text=”Swap Executive with Rider” _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Why We Invested” _builder_version=”4.27.5″ _module_preset=”default” title_level=”h3″ custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”0px||||false|false” - [Nithio’s 2025 Retreat: Purpose, People, Progress](https://nithio.com/nithios-2025-retreat-purpose-people-progress/) - Nithio company retreat: why this is important and how it strengthens collaboration and growth outcomes across the global team. - [Why Nithio Invested: d.light](https://nithio.com/why-nithio-invested-d-light/) - Nithio’s Investment and Impact Nithio is excited to announce a debt investment in d.light, an industry-leading manufacturer and distributor of solar products across Africa and India. d.light has been at the forefront of providing clean, accessible energy in developing countries over the last 16 years. Nithio’s loan helps the company push towards its goal of - [Nithio selected as one of World Economic Forum's Technology Pioneers](https://nithio.com/nithio-selected-as-one-of-world-economic-forums-technology-pioneers/) - Washington, D.C., 10 May 2022 Nithio is proud to announce their selection as one of the 100 most promising Technology Pioneers of 2022. The World Economic Forum’s Technology Pioneers are early to growth-stage companies from around the world, including 30 economies on six continents, that are involved in the use of new technologies and innovation - [The Urgent Need for Inclusive and Equitable Energy Transition](https://nithio.com/the-urgent-need-for-inclusive-and-equitable-energy-transition/) - At the 2015 Paris Climate Agreement, developed economies promised to deliver $100 billion per year to help cover developing countries' climate change adaptation and energy transition costs. This has not happened. Recent commitments coming out from COP26 have been focused almost entirely on emissions reduction and fail to address issues directly affecting climate-vulnerable populations, including - [Nithio’s Risk Analytics Engine 101](https://nithio.com/risk-analytics-engine/) - Learn more about how Nithio leverages geospatial population data, customer repayment data, and AI to standardize credit risk assessments. - [Happy New Year from our Co-Founder and CEO](https://nithio.com/happy-new-year-from-our-co-founder-and-ceo/) - Happy New Year to all. This was an exciting year for Nithio and we are kicking off 2022 with increased momentum to scale solar financing in Africa. In 2021 we officially launched our analytics product, the Nithio Portfolio Portal. Powered by our Risk Analytics Engine, the Portfolio Portal provides localized data on customer ability to pay, - [Nithio FI secures catalytic investment from Shell Foundation to scale clean energy financing in Africa](https://nithio.com/nithio-fi-secures-catalytic-investment-from-shell-foundation-to-scale-clean-energy-financing-in-africa/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] January 5, 2021 – Nithio, the AI-enabled energy financing platform that directly finances clean energy companies in Africa, has announced an investment from the UK charity Shell Foundation into its financing vehicle, Nithio FI (Financial Intermediary). Nithio FI’s lending is powered by its unique Risk Analytics Engine, which - [AI-driven risk analytics to scale energy financing in Sub-Saharan Africa](https://nithio.com/hello-world/) - PRESS RELEASE EDFI ElectriFI invests USD 5m in Nithio FI to scale energy access in Africa Brussels/ Washington 31.3.2021 Nithio Holdings is an AI-enabled energy financing platform whose mission is to standardize credit risk assessments and therefore drive more capital to the sector, including by investing directly and efficiently in energy companies—including solar home systems, - [Why we invested again: Winock](https://nithio.com/why-we-invested-again-winock/) - Nithio's partnership with Winock continues with a second loan enabling Winock to finance receivables to micro-businesses and expand across Nigeria. - [Why we invested: Bboxx](https://nithio.com/why-we-invested-bboxx/) - Nithio's Investment and Impact Nithio, the AI-enabled energy financing platform, and Bboxx, a super platform providing access to essential products and services across Africa, are proud to be working together to increase household electricity access across Nigeria. As part of the partnership, Nithio is disbursing a loan to finance Bboxx’s operations in Nigeria, enabling the - [GOGLA 2022 Reflections: Consolidation & Diversification for Sustainable Growth](https://nithio.com/reflections-on-gogla-2022-consolidation-and-diversification-for-sustainable-growth/) - The biannual Global Off-Grid Lighting Association (GOGLA) Forum is always an exciting mix of trade show, reunion, and discussions on the state of the sector. For me, it’s a benchmark of how much the sector has grown and what the current challenges and opportunities are. The challenges are clear - off-grid solar is a risky - [Why we invested: Sun King](https://nithio.com/why-we-invested-sun-king/) - Nithio's Investment and Impact Nithio is proud to announce an investment in Sun King, a company that designs, distributes, and finances solar energy solutions in Africa and Asia. Nithio’s loan will enable Sun King to scale its impact in Nigeria and Uganda. "Nithio is proud to announce our data-informed loan to Sun King, which has - [Nithio Borrower Spotlight: Scaling Productive Use with Winock in Northern Nigeria](https://nithio.com/nithio-borrower-spotlight-scaling-productive-use-with-winock-in-northern-nigeria/) - Nithio is a unique debt provider, filling a gap in the market by financing not only large, international solar companies, but also smaller, local solar distributors. Nithio highly values the relationships it has built with local leaders in the space who are often-times the first-movers in new markets, providing immediate impact to their communities. Below, - [Nithio selected to ImpactAssets’ Twelfth IA 50 Impact Fund List](https://nithio.com/nithio-selected-to-impactassets-twelfth-ia-50-impact-fund-list/) - 2023 edition of IA 50 features a record number of private impact fund managers delivering social and environmental impact as well as financial returns. BETHESDA, Md., March 14, 2023 -- ImpactAssets announced today that it has released the ImpactAssets 50 2023 (IA 50), a free publicly available, searchable database of impact investment fund managers for impact investors, family offices, - [Productive Use Appliances - A Key Piece to the Just Energy Transition](https://nithio.com/productive-use-appliances-a-key-piece-to-the-just-energy-transition/) - Recent data from the World Bank shows that only three countries in sub-Saharan Africa, Kenya, Ghana, and Rwanda, are on track to achieve universal access to electricity by 2030. But universal access is just the beginning. At a minimum households need basic access to lighting and mobile phone charging, but the goal of the just - [Why we invested: M-KOPA](https://nithio.com/why-we-invested-m-kopa/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] Nithio’s Investment and Impact Nithio is proud to be a part of the investment in M-KOPA, a leading fintech platform that provides digital financial services to underbanked consumers. Our portion of the facility will be used for general corporate purposes and other transaction related costs. It can also - [Nithio's SOLAR ("Servicer of Last Resort") Solution](https://nithio.com/nithios-solar-solution/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] What happens when solar home system or solar productive use distributors fail? It’s a tough, low-margin business and some failures are unfortunately inevitable, but customers shouldn’t be left without power and their payments on the systems continue to hold value. Providing a back-up servicer ensures continuity of service - [Nithio’s Innovative Gender Lens Financing – Incentivizing Borrowers to Expand Equitable Energy Access ](https://nithio.com/nithios-innovative-gender-lens-financing-incentivizing-borrowers-to-expand-equitable-energy-access/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” custom_margin=”-76px|||||”] Energy access is strongly correlated with economic development. Moreover, there are clear gender-related benefits of energy access, including improving women’s quality of life, health, safety, livelihoods, and economic mobility. However, Nithio has found that ~76% - [Nithio Introduces FAIR: New Name, Same Mission](https://nithio.com/nithio-introduces-fair-new-name-same-mission/) - As Nithio grows and expands its offerings in the climate finance sector, we have updated the name of our lending vehicle, previously Nithio FI, to provide clarity and stay true to Nithio’s values and mission for our lending impact. FAIR, the Facility for Adaptation, Inclusion, and Resilience, exemplifies Nithio’s commitment to financing products that improve - [Nithio Provides Due Diligence and Verification for Sun King’s $80M Receivables-Backed Facility in Nigeria, Now Serving as Monitoring Agent](https://nithio.com/nithio-provides-due-diligence-and-verification-for-sun-kings-80m-receivables-backed-facility-in-nigeria-now-serving-as-monitoring-agent/) - Nithio supported due diligence for Sun King's $80M facility as Independent Verification Agent and now serves as Monitoring Agent. - [Why E-Mobility Matters for Africa’s Economic and Clean Energy Future](https://nithio.com/why-e-mobility-matters-for-africas-economic-and-clean-energy-future/) - As clean energy solutions gain momentum worldwide, electric vehicles (EVs) have emerged as a promising alternative to tackle climate change, energy insecurity, and rising transport costs. With EVs projected to make up 80% of global vehicle sales by 2050, Africa is gearing up accordingly not just to adopt but to lead a more sustainable mobility - [Nithio’s 2024 Impact Report Summary: Empowering Africa's Clean Energy Future](https://nithio.com/nithio-2024-impact-report-summary-empowering-africas-clean-energy-future/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] In 2024, Nithio made significant efforts in advancing energy access and efficiency across Africa, particularly by reaching last mile users and communities. Today, we are able to lend to businesses in 20 markets across Sub-Saharan Africa, widening our footprint in delivering inclusive energy solutions. Globally, energy demand grew - [Unlocking Inclusive Climate Finance: Analyzing Climate Risks Through a Gender Lens](https://nithio.com/unlocking-inclusive-climate-finance-analyzing-climate-risks-through-a-gender-lens/) - As climate shocks intensify across Africa, there’s growing urgency to direct capital to the communities most at risk. Women in particular, face the greatest burden, bearing the disproportionate impact of both environmental and economic instability. This emphasizes the importance of using accurate, context-specific data that reflects risk exposure and local realities for investments to be - [Nithio’s Climate Vulnerability Index: Understanding Drought Risk to Inform Tailored Financing](https://nithio.com/nithios-climate-vulnerability-index-understanding-drought-risk-to-inform-tailored-financing/) - The Climate Vulnerability Index aims to highlight the risks posed by climate change in vulnerable communities by identifying the most susceptible areas. - [Why We Invested: Altech Group](https://nithio.com/why-we-invested-altech-group/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] Nithio’s Investment and Impact Nithio is proud to announce its investment in Altech Group, a leading provider of solar energy products and clean cookstoves in the Democratic Republic of the Congo (DRC). Altech is committed to ending energy poverty by 2030, providing clean, reliable, and affordable energy solutions ## Pages - [Home](https://nithio.com/) - Nithio is a climate fintech -- we make investments to clean energy companies and help others allocate capital to climate solutions that build resilience. - [Press Room](https://nithio.com/press/) - Stay Informed with Nithio's latest press releases, news on climate financing, and clean energy solutions. - [Team](https://nithio.com/team/) - Meet the Nithio team. We have an ambitious goal: to catalyze billions of capital into solutions that build resilience to climate change and achieve universal energy. - [Climate Solutions](https://nithio.com/climate-solutions/) - We advise investors, banks, and grantmakers in allocating capital to solutions that build climate resilience and improve clean energy access. - [Borrow](https://nithio.com/borrow/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||||false|false” custom_padding=”||25px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”55px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Fast, Flexible and Transparent Loans” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][/et_pb_heading][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Nithio helps clean energy and climate-focused businesses in Africa access financing more easily and affordably. With Nithio, businesses get fast, flexible and - [Invest](https://nithio.com/invest/) - AI-driven investments in clean energy solutions, mobilizing billions to scale energy access and promote climate resilience. - [Contact](https://nithio.com/contact/) - Speak with the team to learn more about our work building climate resilience, including investment management, climate solutions services, and lending products. - [Investment Intelligence](https://nithio.com/investment-intelligence/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”55px||0px||false|false” custom_padding_tablet=”80px||0px||false|false” custom_padding_phone=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”20px||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Investment Intelligence to Drive Smart Capital” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_heading][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]Nithio’s Investment Intelligence empowers investors, banks, and grantmakers to allocate capital strategically toward solutions that build resilience and improve livelihoods.[/et_pb_text][et_pb_button button_url=”mailto:inquiries@nithio.com” - [Careers](https://nithio.com/careers/) - Explore career paths at Nithio, learn about our company culture, and discover our latest job openings in climate finance. Join our team. - [Impact](https://nithio.com/impact/) - Read more about Nithio's impact on building climate resilience and enabling a just energy transition in Africa. - [Blog](https://nithio.com/blog/) - Stay up-to-date with Nithio's latest news and insights on climate solutions, investments in clean energy, innovative financing solutions, and more. - [About](https://nithio.com/about/) - We are Nithio – a leading climate fintech, unlocking billions for climate resilience and clean energy access - [Data Protection Policy](https://nithio.com/data/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Data Protection Policy” _builder_version=”4.23.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” title_text_color=”#013c4e” sticky_enabled=”0″][/et_pb_heading][et_pb_divider divider_weight=”4px” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][/et_pb_divider][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Introduction ” _builder_version=”4.23.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” title_text_color=”#013c4e” sticky_enabled=”0″][/et_pb_heading][et_pb_text _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”] Nithio Holdings Inc. takes data privacy and protection very seriously. In the course - [Terms](https://nithio.com/terms/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Terms of Use” _builder_version=”4.23.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” title_text_color=”#013c4e” sticky_enabled=”0″][/et_pb_heading][et_pb_divider divider_weight=”4px” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][/et_pb_divider][et_pb_heading title=”Acceptance of the Terms of Use” _builder_version=”4.23.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” title_text_color=”#013c4e” sticky_enabled=”0″][/et_pb_heading][et_pb_text _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”] These terms of use are entered into by and between You and Nithio Holdings, Inc. (”Company,” ## Categories - [Nithio News](https://nithio.com/category/nithio-news/) - [Borrow](https://nithio.com/category/borrow/)