Unlocking billions in investment to build climate resilience
Data drives our work
Nithio is a climate fintech platform – we make investments to clean energy companies & help others allocate capital to climate solutions that build resilience.
We are powered by our Risk Analytics Engine, which leverages customer repayment data, geospatial data, and AI to standardize credit risk assessment.
The Engine informs our:
- Investment management: Investors can maximize their impact through FAIR – a blended-finance investment vehicle that provides risk-informed debt to clean energy companies.
- Climate Solutions services: Grantmakers, investors, banks, and MFIs can leverage our analytics to build sustainable climate-focused programs.
Building climate resilience and achieving a just energy transition
Nithio was created to drive investment in a just energy transition by significantly increasing climate finance in underserved markets.
Given the growing impacts of climate change, there is an urgent need to increase investment in resilience. Only 5% of climate finance is directed exclusively to adaptation and resilience. Sub-Saharan Africa only contributes 3% of global emissions, so it does not see significant investment in mitigation, yet is the least climate-resilient region in the world.
Universal energy access is one of the important keys to building climate resilience. Access – especially from clean sources – improves quality of life, supports economic mobility, builds financial inclusion, and improves health, safety, and education outcomes.
Work with us
Asset Management
As an investment manager, Nithio finances companies that build climate resilience and support a just energy transition.
Debt Financing
Distributed energy companies can receive flexible debt financing to grow their operations.
Climate Solutions
Leverage Nithio’s analytics to inform capital allocation, assess risk, monitor performance, and track impact.
Our Partners
Nithio's Blog
Nithio’s Innovative Gender Lens Financing – Incentivizing Borrowers to Expand Equitable Energy Access
Energy access is strongly correlated with economic development. Moreover, there are clear gender-related benefits of energy access, including improving women’s quality of life, health, safety,...
Nithio’s SOLAR (“Servicer of Last Resort”) Solution
What happens when solar home system or solar productive use distributors fail? It’s a tough, low-margin business and some failures are unfortunately inevitable, but customers shouldn’t be left...
Productive Use Appliances – A Key Piece to the Just Energy Transition
Recent data from the World Bank shows that only three countries in sub-Saharan Africa, Kenya, Ghana, and Rwanda, are on track to achieve universal access to electricity by 2030. But universal access...